Tim is a Registered Investment Advisor Representative of WMS Advisors, LLC, a CFP® practitioner, and holds the Chartered Life Underwriter® (CLU®) designation.

With more than three decades of experience delivering financial advice and education, Tim has built his career around long-term, relationship-driven planning. His predecessor firm, Paschall & Associates, founded in Gastonia, North Carolina in 1997, merged into WMS Advisors in 2024-continuing a legacy of thoughtful, client-centered service.

Tim approaches financial planning as both an educator and counselor. He believes informed clients make confident decisions, and he is committed to helping families think strategically across generations. One of his greatest professional rewards is advising multiple generations of the same families as they grow, prosper, and transition wealth thoughtfully.

In addition to his advisory work, Tim is a fully licensed independent insurance broker specializing in life, accident, health, Medicare supplement, and long-term care insurance-allowing him to deliver comprehensive, integrated guidance.

Tim and his wife, Nancy, have happily lived, worked, volunteered, and raised their family in Gastonia for many years. They are the proud parents of two wonderful daughters and two amazing grandchildren.

What is your favorite quote and why? “The best way to predict the future is to create it” Abraham Lincoln This quote reminds me of the importance of continual, dedicated action with a long-term focus on what is important in your life and the lives of others who are depending on you.

For what in life do you feel most grateful? My enduring faith, wonderful wife, our family and the unconditional love, support and nourishment of both our families in years past and ongoing.

What do you enjoy most about working with clients? Being entrusted with mutually-beneficial, long-term relationships and watching the successful result of careful listening, created and implemented planning.

The one thing I couldn’t live without is:  Not waking up each day with enthusiasm and the joy of pursuing my life’s work and other passions.

The best part of working with WMS Advisors is: Working with this great team of capable professionals who have excellent character and are always focused on putting our client’s interest first. Also knowing my valued clients will be in good hands in the years ahead.

Firm Responsibilities

• Client Relationship Management
• Portfolio Management
• Financial Planning
• Insurance Planning